Flexible Payment Plans at Croydon Dental Clinic

Quality Dental Care Should Never Be Out of Reach
At Croydon Dental Clinic, we believe that cost should never be the reason someone delays or avoids the dental care they need.
AfterPay
AfterPay allows you to split your treatment cost into four equal fortnightly instalments, completely interest-free. There are no establishment fees and no long-term commitment — simply pay a quarter of your balance at the time of your appointment and the remainder over the following six weeks. AfterPay is ideal for patients seeking a short-term, straightforward way to manage the cost of a single appointment or treatment. Approval is quick and the process is simple, making it one of the most popular options for everyday dental expenses.
ZipPay
ZipPay offers a revolving credit account with a minimum monthly repayment, giving you greater flexibility to spread costs over a longer period. With no upfront payments required and interest-free options available, ZipPay suits patients who would prefer a little more breathing room in how they manage their repayments. It is particularly useful for patients undertaking ongoing treatment across multiple appointments.
Gem Visa
Gem Visa is a dedicated healthcare credit card that offers interest-free payment periods on dental treatment, giving you the flexibility to manage larger treatment costs over an extended timeframe. It is well suited to patients considering more comprehensive care such as cosmetic treatment, or restorative work, where the investment is more significant.
TLC — Interest-Free Dental Finance
TLC is a specialist dental finance provider offering extended interest-free payment plans of up to twenty-four months, making it an excellent option for patients planning more substantial treatment. There are no deposits required and approval is straightforward. You can apply directly through our practice by visiting our TLC application — simply complete the short form and our team will assist you with the rest.
MediPay
MediPay is a payment provider offering tailored financing for dental treatment. Patients can apply for pre-approved funding directly through the MediPay platform (for between $2000 – $55,000), subject to eligibility and credit assessments. If approved, treatment costs are paid directly to the clinic and repaid in installments by the patient over an agreed period. This option may suit patients requiring extensive treatments who prefer to spread payments over time. All applications are managed independently via MediPay.
Access My Super
Access My Super is a specialist service that assists eligible patients in accessing their superannuation early to help fund necessary dental treatment. This option is designed for patients requiring significant or complex care where upfront payment may not be manageable through traditional finance options. Access My Super manages the full application and approval process, working directly with your super fund and the relevant authorities to streamline the experience. It can be a suitable solution for medically necessary dental procedures where treatment is essential for health and wellbeing, providing a structured and supported pathway to funding care.
Find the Right Plan for You
Our reception team is always happy to walk you through each option and help you find the plan that fits your circumstances. Book Now and let us take care of both your smile and the paperwork.

